Corporate Site

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One of the UK’s largest savings organisations

Benefitting the public and the public purse

NS&I is one of the largest savings organisations in the UK with 25 million customers and more than £202 billion invested.

NS&I is both a government department and an Executive Agency of the Chancellor of the Exchequer. Our origins can be traced back 160 years to 1861.

When customers invest in NS&I products, they are lending to the Government, which goes towards the public purse. In return, the Government pays interest, or prizes for Premium Bonds. We offer 100% security on all deposits.

Our performance

In 2020-21


Digital First


Amount of key service levels achieved versus total contractual service levels, where service credits apply, across all GPS clients


First bonus payments paid in December 2020 to Help to Save


Increase in the number of under of under-16s saving with NS&I

In 2021-22

In Q1 2021-22, NS&I delivered -£0.2 billion (minus £0.2 billion) of Net Financing. This is against a whole year Net Financing target for 2021-22 of £6 billion (+/- £3 billion). 

Inspiring a stronger savings culture

This was the third year of our strategy, Inspire & Invest. Here you can see our performance as well as the progress we’ve made towards each of our six strategic aims.

View annual report

Latest news


New Green Savings Bonds from NS&I now available at 0.65% gross/AER fixed rate over a three-year term Money invested in Green Savings Bonds will help finance green projects selected by the Government Available from Friday 22 October 2021 and on sale for at least three months Bonds available to purchase and manage online at The new Green Savings Bonds announced by the Chancellor of the Exchequer in the 2021 Spring Budget are avail


The Premium Bonds millionaires in October 2021 hail from South Gloucestershire and Surrey. Both winners bought their winning Bonds earlier this year. 433SN401366 was the first Bond number drawn and it belongs to a woman from South Gloucestershire. The winner holds £49,994 and bought the winning Bond in January 2021. The win makes the winner the ninth Premium Bonds millionaire from Gloucestershire.

Latest research

NS&I research shows that Generation Rent struggle to save, but not for want of trying

  • Nearly half (48%) of all young adults (18-34 age brackets) said a lack of disposable income affected their ability to save.
  • Three quarters of 18-24 and 63% of 25-34 year olds cut on spending in order to save.
  • Almost four in five (79%) of those with savings admitted to having to dip into their savings to cover their day-to-day living expenses.

New research by NS&I has revealed that nearly one in four people in the UK (23%) have no savings at all. This comes despite 77% of people saying they believed it was important to save.

Read the full story
PLACEHOLDER NS&I Latest Research Article

Join our team

Find out how to use your commercial skills and fresh thinking to create value for the public purse, and inspire the savers of today and tomorrow.

Learn more about working at NS&I